Continuing Education Courses
Course #13039 - The Drive to 850
| Course Expiration: |
October 12, 2019 |
| Course Type: |
Contractor |
| Core Credit Hours: |
3.0 |
| Professional Credit Hours: |
3.0 |
| HVAC Specific: |
No |
| Energy Specific: |
No |
| Course Type: |
Electrician |
| Professional Credit Hours: |
6.0 |
| HVAC Specific: |
No |
| Energy Specific: |
No |
| NFPA-70E Specific: |
No |
| Course Type: |
Plumber |
| Professional Credit Hours: |
6.0 |
| Course Name: | The Drive to 850 |
|---|
| Course Outline & Objectives: | 1. Understanding and Working the Credit Reporting System (Core)
This presentation outlines the credit industry in fine detail. It demonstrates how personal credit information is collected and gathered into an individual credit file. Reviews how the lending and insurance industries utilize credit information for mortgages for new homebuyers, auto loans, credit cards and other lines of credit. This presentation increases the understanding of general contractors so as to better recognize how the finance and credit industry functions which can help them better manage their finances.
2. The Extra Cost / Loss of Purchasing Power of a Credit Score (Core)
Most every consumer, home buyer and business owner does not know the true costs associated with a less than extra credit rating. When consumers and business owners have less than excellent credit rating, their purchasing power declines and the costs accelerate. This presentation reviews the research and data to highlight the challenges many consumers and business owners face. These costs can be thousands of dollars annually. It highlights what is considered an excellent credit standing and the extra costs to potential homebuyers, consumers, and business owners, and the potential increase in purchasing power on homes when credit ratings improve. With rising home prices, this presentation can help all general contractors understand the clientele and the issues they face in buying a new house.
3. The factors of a FICO Credit Score
The FICO credit score is utilized by most every lender in the country. This presentation review the nearly three dozen factors that determine the outcome of a FICO credit score. It highlights the minimum requirement to build a better FICO credit score and what is consider excessive. Many general contractors? face numerous credit challenges and this presentation helps them understand when their personal issues really matter and can impact their credit scores going forward.
4. Strategies to Improve Your FICO Credit Scores / Purchasing Power (Core)
There are four critical question to FICO credit score improvement that have to be answered. They are:
1. What accounts to keep open / use?
2. What accounts to close?
3. What accounts to pay down?
4. What accounts that need to be opened?
Answer these four questions correctly and credit scores will increase. Failure to answer correctly and credit scores go down. From minimum account activity to excessive credit, this presentation helps all in attendance to recognize the correct answers to their particular individual credit situation. All general contractors can better manage their finances and credit scorers by creating a plan that will help them to build their credit going forward. This will help them reduce their expenses and help make them be more profitable.
5. Common Misconceptions of Credit Scores
This presentation comes from a recent webinar for almost 10,000 college educators and military credit counselors around the world. It highlights nine common misunderstandings about credit reports and credit scores. This presentation helps all in attendance understand the issues about the recent Equifax breach. It highlights the deficiencies of credit freezes and credit monitoring. This helps everyone understand the real pressing issues impacting the decisions of every consumer today. Everyone will have a better understand what is correct and that that is misinformation.
6. Utilizing a Credit Plan to Increase Business Opportunities
Taking steps to help yourself and your clients improve their FICO credit scores will enhance the purchasing power of most general contractors and potential home buyers. Making a plan will help identify where everyone in attendance is currently at, and identify the right steps within the next three months to improve FIOC credit scores. It will also chart the correct steps for the long term. In the coming months and years, the attendees will be given assistance to help themselves and their clientele improve their credit scores and increase their purchasing power ? many in a dramatic manner.
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| Course Schedule |
Nov. 10, 2017 Ogden, UT |
| Calendar Events |
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Date: 11/10/2017 Location: Weber
|
| Keywords: |
Finance, Business Practices, Credit |
| Location(s): |
Weber
|
| Teaching Method: | Live |
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| Company Name: | Home Builders Association of Utah |
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| Phone: | 801-352-8266 |
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| Address: | 9069 S 1300 W |
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| City: | West Jordan |
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| State: | UT |
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| Postal Code: | 84088 |
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| Email Address: | jolenehba@gmail.com |
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| The Course Provider is: | a professional association or organization involved in the construction trades |
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| Signup Link: | https://utahhomebuildersassociation.enrollware.com/schedule |
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| Instructor First Name: | Al |
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| Instructor Last Name: | Bingham |
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| Instructor License #: | |
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| Instructor Resume: | |
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| Instructor Resume: |
Al's Bio 9-15.docx |
| Instructor First Name: | Justin G. |
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| Instructor Last Name: | Peterson |
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| Instructor License #: | |
|---|
| Instructor Resume: | |
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| Instructor Resume: |
JPetersonResume CW Version.doc |
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